What comes next after the two-pot system? Auto-enrolment is the next logical step towards retirement reform in South Africa, says Michelle Acton, Chief Customer Officer at Old Mutual Corporate. The two-pot system marks a transformative step, potentially...
A vast and largely untapped region, Africa has, for many years, been heralded as the final frontier when it comes to economic and investment opportunities. Key drivers such as its youthful demographics, increasing urbanisation, consumer demand and ongoing...
2024 was the biggest election year in human history where over 70 countries representing more than half of the global population held elections (in the same year). It is estimated that over 80% of incumbent party's lost voter support in 2024 compared to the...
Retirement outcomes in South Africa are very poor. National Treasury estimates that 94% of members in employer funds are not on track to achieve desired retirement outcomes. There are several reasons for this, including the macroeconomic challenges facing...
Over the past few months positive sentiment has swung significantly in South Africa's favour, thanks to the formation of South Africa's first government of national unity (GNU) since the 1990's and its new Cabinet. The new administration is expected to...
The escalating debt in two of the world's largest economies, China and the US, is pushing investors to seek value in unexpected places. In addition to the usual safe havens like gold, the Japanese yen and German Bunds (Bonds) are gaining attention as global...
The high-yield sovereign debt category is often overlooked, given the risk premium attached to the asset class. However, investors seeking a balance between the safety of fixed income and the growth potential of equities would do well to consider high-yield hard...
With the expected advent of the two-pot retirement system in September 2024, South Africa stands on the brink of a significant overhaul in retirement savings. Yet, a recent Old Mutual survey reveals a concerning trend: half of the independent financial...
Amid ongoing market turbulence and shifting global economic prospects, we are likely to see a promising trajectory for global equity portfolio returns in 2024. This will be buoyed particularly by shares in the global healthcare and technology sectors, which...
Fifteen years ago, in January 2009, US Airways Captain Chesley ‘Sully’ Sullenberger landed an Airbus A320 in the Hudson River in New York City. It was an iconic moment in the history of aviation. The forced landing was necessary after both engines were knocked out by...