South Africa’s two-pot retirement system is starting to show that limited short-term access to savings need not undermine long-term retirement security. For retirement fund trustees, this is an important early signal that better system design can support...
Global markets are navigating an era of heightened uncertainty. Geopolitical fragmentation is reshaping trade alliances; inflation remains structurally higher than in the decade following the global financial crisis; interest rate cycles are less...
The long held assumption that loyalty is measured in years of service is quietly breaking down. For trustees of South African retirement funds, this is not a cultural observation or an HR concern. It is a governance signal. The October 2025 Remchannel Salary...
Ray Dalio's The Changing World Order focuses on the central idea that the world moves through repeating cycles of debt, power and renewal. For me, it was not in the halls of empire that I was exposed to these serial cycles, but in the messy, exhilarating...
It has been almost a decade since the Paris Accords were adopted by over 190 countries. The global agreement to a climate risk transition, to be actioned through various policies, including in some cases, bans on the sales of petrol and diesel fueled...
What comes next after the two-pot system? Auto-enrolment is the next logical step towards retirement reform in South Africa, says Michelle Acton, Chief Customer Officer at Old Mutual Corporate. The two-pot system marks a transformative step, potentially...
A vast and largely untapped region, Africa has, for many years, been heralded as the final frontier when it comes to economic and investment opportunities. Key drivers such as its youthful demographics, increasing urbanisation, consumer demand and ongoing...
2024 was the biggest election year in human history where over 70 countries representing more than half of the global population held elections (in the same year). It is estimated that over 80% of incumbent party's lost voter support in 2024 compared to the...
Retirement outcomes in South Africa are very poor. National Treasury estimates that 94% of members in employer funds are not on track to achieve desired retirement outcomes. There are several reasons for this, including the macroeconomic challenges facing...
Over the past few months positive sentiment has swung significantly in South Africa's favour, thanks to the formation of South Africa's first government of national unity (GNU) since the 1990's and its new Cabinet. The new administration is expected to...