Due to under-saving, most working South Africans are unable to keep up with their basic needs if and when they retire. This so-called “retirement gap” can be calculated at any point in an individual's lifetime to determine whether they are on track to...
When it comes to retirement planning, selecting the right annuity policy is crucial. One option available to pensioners is the default living annuity policy, which is managed by a third party and does not grant the pensioner independent control over their...
ESG, impact investing and sustainability is a recent trend in the South African market that is particularly close to my heart. And I'm concerned that these concepts are not properly understood or being utilised appropriately and therefore are prone to...
When coal mining comes to mind, water is typically not the first element that is associated with the industry. However, in South Africa, particularly in regions like Mpumalanga, coal mining operations face an ongoing and complex challenge with water...
A vast and largely untapped region, Africa has, for many years, been heralded as the final frontier when it comes to economic and investment opportunities. Key drivers such as its youthful demographics, increasing urbanisation, consumer demand and ongoing...
Economic transformation is more than just a buzzword in South Africa - it's a critical step toward reshaping our economy and ensuring that everyone benefits from its growth. At its heart, economic transformation is about addressing the deep-rooted...
By the third quarter of 2024, it was evident that South African investors still sought the safety of fixed income and the high returns on offer due to relatively high interest rates rather than the potential returns offered by the equity market. The SA...
2024 was the biggest election year in human history where over 70 countries representing more than half of the global population held elections (in the same year). It is estimated that over 80% of incumbent party's lost voter support in 2024 compared to the...
Dis-Chem is a leader in the South African pharmacy retail sector, operating out of 274 stores nationwide. The business was founded by Ivan and Lynette Salzman in 1978 and listed on the JSE in 2016, with an initial placement of 27.5% of the company. The...
Two-pot retirement system update The Taxation Laws Amendment Act 2024 and Revenue Laws Amendment Act 2024 These Acts were gazetted on 24 December 2024 and include the following two-pot related changes, which are effective 1 September 2024: Removing the...