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BrightRock

BrightRock is the provider of the first-ever needs-matched life insurance, and the fastest-growing insurer in the individual intermediated risk market.

We now offer group risk schemes the same needs-matched approach and market-leading benefits, like:

  • ​Industry-first, objective clinical criteria for temporary and permanent disability so members can qualify for pay-out on diagnosis of listed conditions.
  • No vague, subjective occupation-based criteria.
  • No annual reassessments of permanent disability claims.
  • Trauma IQ – market-first cover for traumatic events and accidents.
  • Claim-stage choice between recurring and lump-sum pay-out (or combination) for permanent disability and death claims.
  • Members can double cover free of underwriting (up to free cover limit) and convert group to individual policy when they leave the scheme.
  • Cover priced to match the financial exposure of each employee allowing schemes to buy up to 30% more cover for the same premium.

Through our unique approach, we provide cost-efficient cover that truly meets members’ needs and provides greater certainty and flexibility – now and in the future.

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Member since 8 months ago
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