David Rees, Senior Emerging Markets Economist at Schroders A key plank of our view on emerging markets (EM) is that steep declines in inflation, in part due to a reversal of food price pressures, would allow central banks to start cutting interest rates this year,...
Companies
Why SA-listed gold has lost its sheen
Nicholas Hops, Head of Equity Research, Coronation Fund ManagersIn July 2021, we wrote about the gold position that was held across many of Coronation’s client portfolios. A year later, we sold down the bulk of this position to increase our exposure to well-priced...
How investors can maximise their retirement savings
Eugene Botha, Deputy Chief Investment Officer, Momentum InvestmentsMany South Africans, regardless of their income level, are uncertain about whether their retirement savings will be sufficient for a comfortable retirement. Despite regular reminders from experts and...
Don’t bank on wishful thinking: Practical solutions for a secure retirement
Clive Lazar, Business Development Manager, Just SARetirement is a time that many people may look forward to, envisioning a golden phase of life filled with plenty of relaxation, pursuing interesting hobbies and spending quality time with friends and family. However,...
Financial advisers’ exclusive focus on the quantitative value of retirees’ capital neglect the consideration of socioeconomic factors in the retirement planning process
Francois Riekert, financial adviser, EQ.FIN (a Liberty subsidiary)Retirement planning is a complex process that requires careful consideration of various factors. A recent study to determine the variables that shape the retirement landscape for retirees concluded...
Changing jobs? Don’t cash in your pension funds
Siphamandla Buthelezi, Head of Platforms and Retirement Fund Administration at NMG BenefitsWhether through resignation, retirement or retrenchment, people change jobs all the time. Unfortunately, most of them cash out their pension funds when they do – and it’s one of...
5 Signs you’re living beyond your means and what to do about it
Thopi Mhloli, Product Owner: Savings and Investments, Standard BankLiving beyond your means is a classic money mistake that’s all too easy to make. Whether you’re spending more than your budget allows or not setting aside enough money to cover your bills, when you...
Blockchain makes crypto asset transactions transparent and traceable
Lerato Lamola-Oguntoye, Associate Director & Analisa Ndebele, Associate at Webber WentzelThe popularity of cryptocurrencies stems from the fact that trading takes place in an anonymous environment where individuals may use pseudonyms and do not interact face to...
South Africa strengthens financial crime prevention
Sameer Kumandan, Managing Director, SearchWorks Following South Africa’s financial greylisting by the Financial Action Task Force (FATF), the global financial crime watchdog, for not fully complying with international standards around the prevention of money...
What, if any, are the operational challenges to retirement reform?
Geraldine Fowler, Chairperson, Institute of Retirement Funds Africa (IRFA)These were the key questions the Institute of Retirement Funds Africa needed to ask when commissioning a snap survey on the subject of retirement reform to determine ongoing support for its...











