I. The spark that lit the fire Much like Apple's iconic iPhone revolutionised mobile computing by making sophisticated technology intuitive and easily accessible, the public unveiling of ChatGPT in November 2022 introduced the power of generative artificial...
In the world of finance, risk is often portrayed as a mathematical beast, tamed by sophisticated metrics like volatility, beta, or Value at Risk (VaR). These tools measure how much an investment's price swings or the potential for extreme losses in a...
As we celebrate Savings Month in South Africa this July 2025, I am thrilled to announce the launch of EBnet's innovative Kids Menu – a dedicated online resource designed to foster a culture of saving among families. This new initiative, accessible at...
We have recently seen a series of impactful legal and regulatory developments that reflect a continued shift toward greater accountability, legal clarity, and modernised regulatory oversight. This update outlines several of the most significant changes...
We are living through great transformation in the financial planning profession. Technology, once a back-office tool, has now moved to the forefront, reshaping how financial planners communicate, analyse, and serve their clients. From AI advice engines to...
The Institute of Retirement Funds Africa (IRFA) has accomplished a great deal over its years of service to the retirement sector, through extensive strategy and operational development fully aligned with the South African (and to some extent the continental)...
Background The case concerned a funeral policy with Liberty Life (“the insurer”). The complainant was the beneficiary and premium payer. Ms R was both the policyholder and the life assured. Ms R (“the deceased”) died some 12 months after the policy was...
In a powerful and timely collaboration, BrightRock, the needs-matched life insurer, with academic partner Henley Business School Africa, officially launched the Change Science Institute on 18 June 2025 at Henley's Johannesburg campus, ushering in a...
As South Africa grapples with ongoing electricity shortages and a heavy reliance on aging coal-fired power plants, renewable energy remains critical to ensuring long-term energy security and economic stability. With a strong secondary market emerging for...
Economic policymaking is now as unpredictable as the markets themselves. In this environment, investment professionals play a heightened role in striking a balance between portfolio diversification and returns. Investing successfully in today's turbulent...