As a wealth manager, one of the key principles to understand is that while we can't control everything, like market performance, we can control strategic decisions that impact a client's financial future. One such controllable factor is the timing of retirement. Your...
Retirement funds, whether a pension, provident or retirement annuity before retirement and living annuities after retirement, have a general lack of appeal due to their perceived complex nature and inflexibility. However, the advantages can often far...
It's been just over two months since the South African retirement fund system underwent its most significant transformation: the introduction of the two-pot system. After years of regulatory reforms, this change has finally brought compulsory preservation...
Trust, usually underpinned by transparency, is a key pillar of good relationships. This is especially true in the relationship between a financial services provider and their clients. Education has an important role to play in this relationship too, and it...
Behavior Gap and EBnet are excited to bring “simple, fresh, fun” to the financial world in South Africa. People learn when they listen but they remember when they see. We believe that using less words and talking in pictures nurtures understanding....
Now that the tax year has come to a close, many individuals are anticipating significant tax rebates. Rather than hastily splurging on non-essential items, especially in an uncertain economic climate with volatile markets, consider investing along with any...
A family office is a private wealth management advisory company that serves ultra high net worth individuals. They offer a total solution to managing the financial and investment needs of an affluent individual or family. In recent years, family offices have...
Q & A with Marius du Toit, Managing Director, Efficient Benefit Consulting and Johan van Vuuren, estate planning expert, Efficient Board of Executors Many people and families find it difficult to navigate the complex obligations that arise under the legislation...
Our relationship with money is shaped from a very early age. Growing up in a home with all the material comforts may lead to us take money for granted. Conversely, growing up where there is a lack can be the basis for a negative relationship with money. Whatever our...
Benita Bodkin, Principal Consultant, Efficient Benefit Consulting A will outlines the distribution of your assets and estate upon your passing. Creating a will not only ensures that your wishes will be carried out but also offers peace of mind to you and your loved...
