The 2025 IRFA Annual Conference in August was a resounding success. Under the theme “Building Resilience: Leading Change for a Lasting and Positive Impact,” it brought together more than a thousand delegates from across Africa - trustees, regulators, fund...
Section 37C investigations remain one of the onerous duties for trustees to navigate. The Constitutional Court's ruling in Mutsila v Municipal Gratuity Fund and Others [2025] ZACC 17 provides much needed guidance and clarity on the application of section 37C...
In today's financial planning profession, transformation is essential. The FPI Education & Training Fund Trust is positioned as a catalyst for meaningful change. The Trust, launched on 4 September 2025 in Johannesburg, exemplifies the Financial Planning...
As South Africa continues to grapple with economic inequality, infrastructure backlogs, and retirement insecurity, the employee benefits industry stands at a pivotal crossroads. Pension funds - custodians of long term retirement savings - have a unique...
The two-pot retirement system represents one of the biggest evolutions in the South African retirement industry landscape to date and aims to address two major challenges in retirement planning: leakage and access to emergency savings. Two seemingly...
Retirement funds provide financial security after the working years. If a retirement fund member dies, and a lump sum death benefit becomes payable, the trustees of the fund are responsible for distributing the death benefit fairly, in accordance with...
The retirement industry has been marked by innovation since its inception. But no change happens faster than the AI revolution. This transformation will lead to better member outcomes, more knowledgeable members, more knowledgeable trustees, and eventually a...
In the world of institutional investing, few topics have stirred as much curiosity and controversy as crypto assets. Once considered a niche interest, digital assets such as bitcoin and ethereum have evolved into a significant topic of discussion among...
Cybersecurity has become a critical concern for financial institutions, particularly pension funds, which manage vast amounts of sensitive personal and financial data. Recognising the growing risks, South Africa's Financial Sector Conduct Authority (FSCA)...
Fewer than 6% of South Africans can afford to retire comfortably, according to the National Treasury. At the same time, a 2024 PwC study found that 70% of employees experience financial stress, with nearly half saying it directly affects their productivity....