Emerging market (EM) portfolio inflows continue to recover, supported by a "Goldilocks" environment amid a shift in the Federal Reserve's policy stance. South African equities have benefited from improving risk appetite, recording a 24% increase year-to-date...
As institutional investors increase exposure to global markets, withholding tax on cross-border income has become a material concern due to the magnitude of tax leakage. For pension funds, investment managers, and other asset owners, reclaiming this tax is a...
For many South Africans, saving for retirement is a lifelong journey, one that involves steadily converting human capital (their ability to earn a salary) into financial capital (their pension savings). This delicate process, often unfolding over decades,...
Pressure is mounting on investors to find smarter ways to grow capital without exposing their clients to unnecessary risk. While asset managers and pension funds are well versed in traditional approaches to portfolio management, many still overlook the...
The South African Reserve Bank (SARB) has, under the leadership of Governor Kganyago, significantly enhanced its inflation-targeting credibility over the past decade. With the adoption of an implicit point target of 4.5% in 2017, inflation moderated from...
Artificial Intelligence (AI) is no longer a futuristic concept - it's already reshaping how we live, work, and invest. So, it's fitting that this year's IRFA Conference places AI at the heart of the conversation around retirement, savings, and investment....
The investment industry stands at an inflection point. As traditional sources of alpha become increasingly scarce, gender-aware alternative investment strategies offer a genuine competitive advantage. They mitigate long-term risks, provide diversification,...
Banking on a squeeze The South African credit market has evolved significantly over the last decade. In nominal terms, approximately R1.15 trillion in corporate-issued paper is currently outstanding, with a heavy skew toward financial institutions and banks....
It has been almost a decade since the Paris Accords were adopted by over 190 countries. The global agreement to a climate risk transition, to be actioned through various policies, including in some cases, bans on the sales of petrol and diesel fueled...
I. The spark that lit the fire Much like Apple's iconic iPhone revolutionised mobile computing by making sophisticated technology intuitive and easily accessible, the public unveiling of ChatGPT in November 2022 introduced the power of generative artificial...
