In 2026, adaptability and discernment will be the hallmarks of successful investing. We expect the environment will remain dynamic - shaped by shifting policies, evolving risks, and transformative technologies. Although 2025 was a year of exceptional returns...
Private market investments have emerged as one of the most dynamic drivers of long-term growth in institutional portfolios. For trustees responsible for stewarding members' retirement savings, private markets offer access to diversified, often resilient...
In an era defined by information overload and market volatility, investors often find themselves struggling to make decisions driven by logic rather than emotion. The allure of guesswork and gut feelings can lead to significant capital risk. In response to this...
Compagnie Financière Richemont SA (Richemont) is a high-quality, globally diversified, hard luxury business that owns some of the world's most desirable and enduring heritage brands. Its maisons[1] have legacies that span centuries and cannot be replicated,...
In the world of retirement savings, there's always a shiny new thread tempting investors to weave a different pattern. The idea that you can jump in and out of markets at just the right moment to improve returns is alluring. Who wouldn't want to avoid the...
In the final quarter of 2025 and early into 2026, several material legal and regulatory developments have emerged that directly affect the retirement funds sector. Staying informed about these changes is essential for industry participants.The following...
The Conduct of Financial Institutions (COFI) Bill marks a decisive shift in how financial services will be regulated in South Africa. Yet COFI should not be misunderstood as simply another compliance regime layered onto an already complex regulatory...
The South African financial sector is on the cusp of a profound transformation, with the Conduct of Financial Institutions (COFI) Bill poised to redefine the regulatory landscape for all financial institutions, including retirement funds. The Institute of...
Members of retirement funds face a decision every year regarding their savings pots – to use or not to use? The easy answer is: don't use your savings pot as it will diminish your retirement benefits. However, the majority of South Africans face real...
Imagine working for four decades only to discover that your retirement income barely covers the cost of your groceries. This is not a distant fear but the reality for most South Africans. The system must change. Traditionally, discussions about impact have...