In the state-owned enterprises (SOE) sector, it's hard to find entities that are financially sustainable and largely delivering on their service delivery mandate. The Airports Company South Africa SOC Limited (ACSA) is one candidate which has, in large part,...
Over the past 12 years, Prosus has been a standout performer for South African investors. In fact, returns on the All-Share Index would be some 17% lower if Naspers and Prosus were excluded from the Index over this period. Despite its relatively complex...
Living annuities have long posed a challenge in South African divorce proceedings. Unlike pension interests in retirement funds, which are clearly regulated under the Divorce Act and the Pension Funds Act, living annuities occupy a grey area -neither fully...
As a financial planner you can be certain that by the time your clients engage with you to structure their financial future, they have done the Artificial Intelligence (AI) platform round. Tools like ChatGPT, DeepSeek, Grok and Gemini would have been...
The first half of 2025 was one of the more volatile periods in recent market history, reminding investors just how uncomfortable it can be to be invested in equity markets. And ironically, even rising markets don't always equate to rising investor...
As the final quarter of 2025 unfolds, South Africa's retirement fund sector finds itself at a pivotal moment, shaped by sweeping legislative and regulatory reforms. In August, National Treasury released 2025 Draft Taxation Laws Amendment Bill (TLAB), for...
The 2025 IRFA Annual Conference in August was a resounding success. Under the theme “Building Resilience: Leading Change for a Lasting and Positive Impact,” it brought together more than a thousand delegates from across Africa - trustees, regulators, fund...
Section 37C investigations remain one of the onerous duties for trustees to navigate. The Constitutional Court's ruling in Mutsila v Municipal Gratuity Fund and Others [2025] ZACC 17 provides much needed guidance and clarity on the application of section 37C...
In today's financial planning profession, transformation is essential. The FPI Education & Training Fund Trust is positioned as a catalyst for meaningful change. The Trust, launched on 4 September 2025 in Johannesburg, exemplifies the Financial Planning...
As South Africa continues to grapple with economic inequality, infrastructure backlogs, and retirement insecurity, the employee benefits industry stands at a pivotal crossroads. Pension funds - custodians of long term retirement savings - have a unique...